Cetera Financial Group‚® is the second largest independent financial advisor network in the nation by number of advisors, as well as leading provider of retail services to the investment programs of banks and credit unions. We deliver award-winning wealth management and advisory platforms via comprehensive broker-dealer and registered investment adviser services to a network of nearly 8,000 financial advisors and approximately 500 financial institutions nationwide. As we enter the duciary era, Cetera has created a unique model to help guide individuals and families to financial well-being at every stage of their lives: the Advice-Centric Experience.TM It represents a new paradigm in how financial advice is delivered.